Roundup: Investing advice

Featuring 15 previous newsletters with oodles of investing content.

Last month, 35% of you wanted more investing content. Today, we’re doing an investing content roundup of what I’ve published over the last eight months. 

• “Should you always rollover your retirement plan when you switch jobs?”  
  You don’t have to open up a new IRA for each rollover. Your 401(k) can all be rolled into the same place each time you leave a job, so long as it’s the same type of account.
  

• “Finally rolling over my 401(k) after leaving my company 6 months ago. Should I do HSA too?”
  It definitely could make sense to rollover! check those HSA fees! Depending on the company that currently handles your HSA, it could make sense to do a rollover, just like with your 401(k).
  

• Should I keep investing or press pause?
  Throwing a bunch of extra money into the market shouldn’t come at the cost of compromising your short-term goals. It certainly shouldn’t come from your emergency savings.
  

• Everything You Know Is Wrong… (Guest Post)
  Why would Big Money help you?  Big Money is there to grab all your money and keep it for itself.
  

• Will my parents be able to retire?!
  [Available to paid subscribers]
  Answers the question: “I’m dealing with a lot of financial anxiety around my parents’ ability to retire, especially given the stock market right now. What should I do?”
  

• Interest Rate Hikes and the “Non-Worker” Retirement Plan
  [Available to paid subscribers]
  Answers the question: “I’m a stay-at-home mom of two and I’ve been out of the workforce since having my second child three years ago. I’m not sure if I’ll return to work soon and I’m worried about this impact on my retirement savings and whether or not my husband and I will be able to retire comfortably. What should I do to prepare for my financial future when I don’t have a job?”
  

• Should I invest while paying off debt?
  You can do two things at once: build wealth and pay off debt. Certain folks in the personal finance community preach that you have to achieve debt freedom before you start the next phase of building wealth and working towards other financial goals. Ehhh, wrong!
  

• Crypto Crash: Should you be worried?
  But crypto currency is still a new, fairly untested asset class* compared to the historical data of the stock market. That can make it harder to feel reassured that it will cycle back up in the same way as the stock market.
  

• Decoding Scary Stock Market News and Emergency Fund Strategies [Available to paid subscribers]
  It’s important you learn how to decode headlines and the histrionic framing in financial news. You want to protect against any knee-jerk reactions you might feel to make rash decisions in times of stock market uncertainty or panic.
  

• Are your investments properly diversified?
  Before we tackle answering the question, it’s important you understand what it means to be properly diversified.
  

• Monetizing hobbies and Robo-advisors
  [Available to paid subscribers]

  Would I Use it? Robo-advisors. (Sharing my thoughts on robo-advisors.)
  

• Crypto Island and Fractional Shares
  [Available to paid subscribers]
  Would I Use It? Fractional shares. (Sharing my thoughts on fractional shares.)
  

• Slow and Easy Money vs Big Wealth
  [Available to paid subscribers]
  Are risk takers the only ones who are able to amass a true fortune or is there still merit in taking it slow and easy?
  

• What Happens If You Press Pause on Retirement...?
  [Available to paid subscribers]
  Personally, I never thought I’d one day think, “I’m going to take a knee on investing into my retirement account this year.” But suddenly, here I am wondering if the money I have set aside for my 2022 SEP IRA contribution would be better utilized towards a shorter-term financial goal?
  

• Who to trust with your money
  It’s critical you understand how to vet a financial professional (which sometimes necessitates air quotes) before taking their money advice.

Upgrade for just $5 a month to paid subscriber in order to read all 15 posts! 

Don’t forget, I wrote the book on this topic: Broke Millennial Takes On Investing!

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