Hopefully Helpful

Hopefully Helpful

You shouldn't be "saving" for retirement.

Yes, that's right, you absolutely shouldn't be saving for retirement and here's why.

Erin Lowry's avatar
Erin Lowry
Feb 15, 2023
∙ Paid

“How much should I be saving for retirement?”

You shouldn’t be saving for retirement.

You should be investing for retirement.

We use the wrong language here because it’s common to say “save for retirement” when really you are (or should be) “investing for retirement.” It’s an important distinction because you need to actually pick investments within your …

This post is for paid subscribers

Already a paid subscriber? Sign in
© 2025 Erin Lowry
Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture