Are balance transfers legit? Breaking down who should consider using a balance transfer and why it can be a wildly effective tool in your debt repayment strategy. Erin LowryJun 22, 2022∙ Paid13Share“Balance transfer credit cards: Are they a scam or worth it if you have credit card debt?”Not a scam! But, that doesn’t mean it’s a useful tool for everyone.This post is for paid subscribersSubscribeAlready a paid subscriber? Sign in