Go apply for student loan debt relief!
You can (sort of) apply for student loan relief today by being part of the beta test before the application formally launches.
Wait, it’s not Wednesday!
I’m moving up this week’s Wednesday newsletter with breaking news:
You can apply for student loan relief now.
I received an email from the Department of Education about the beta launch of the student loan relief application. So, yes, technically it’s not fully up-and-running but might as well get your application in during the beta test (if you can, they’ll be turning it on-and-off).
As a reminder, I’ve shared before that you could sign up to get alerts from the Department of Education and find out early about applications. So, I signed up!
The email is copy/pasted below. Or you can just jump right to applying for debt relief now.
Apply for Student Debt Relief During the Beta Launch
You signed up to be among the first to know when the Biden-Harris student debt relief application is available.
We want to invite you to be among the first to apply for student debt relief, by being a tester of the online application NOW before we officially launch.
Soon, we’ll be opening the online application with our official launch. But we would like you to help us test the site by applying now during our beta test. If you submit an application during this period, it will be processed when the site officially launches. You won't need to resubmit. If you have already applied and received a confirmation email, you do not need to apply again.
The application is a short online form. You don’t need to log in or provide any documents.
The application will be available on and off during this beta period. If you try and it’s not available, try again later. Once the application officially opens later this month, it will remain open until December 31, 2023.
Learn More About One-time Student Loan Debt Relief
Beware of Scams
You might be contacted by a company saying they will help you get loan discharge, forgiveness, cancellation, or debt relief for a fee. You never have to pay for help with your federal student aid. Make sure you work only with the U.S. Department of Education and our loan servicers, and never reveal your personal information or account password to anyone.
Our emails to borrowers come from noreply@studentaid.gov, noreply@debtrelief.studentaid.gov, or ed.gov@public.govdelivery.com. You can report scam attempts to the Federal Trade Commission by calling 1-877-382-4357 or by visiting reportfraud.ftc.gov.
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A refresher on eligibility
The loans must be federal student loans held by the Department of Education. The eligibility information is really clear on studentaid.gov. You can see the overview in the screenshots below about eligibility based on income and loan type.
Find the original source here.
Find the original source here.
Have more questions?
Check out this prior post: What you might’ve missed about student loan debt relief.